According to Lex Sokolin, every successful bank will evolve into an API, an MCP server, or a DeFi protocol because composability will outcompete vertical integration in financial services, similar to how the internet disrupted distribution, source: Lex Sokolin on X, Aug 14, 2025. This positions composability and banking-as-a-service as an active DeFi narrative that traders can track for sentiment and potential rotation across related crypto infrastructure assets, source: Lex Sokolin on X, Aug 14, 2025.